Financial Tools
Malaysia Effective Income Tax
Compare Malaysia's PCB-based effective tax rate against Singapore's resident income tax rates across monthly salary levels.
Effective Tax Rate by Monthly Income
Malaysia uses the default PCB calculator assumptions. Singapore uses resident income tax rates on chargeable income before reliefs or one-off rebates. Tooltip amounts are shown in RM for Malaysia and SGD for Singapore.
Tax Bracket
Malaysia Effective Income Tax FAQ
For each monthly salary point, the chart divides the monthly tax amount by the monthly income to get the effective tax percentage. The Malaysia line uses Duit Planner's PCB calculation flow, while the Singapore line uses resident tax rates applied to annual chargeable income.
The Malaysia line assumes a tax resident below age 60, single, with no children, 11% EPF, and no bonus or non-taxable allowance. The Singapore line applies resident tax rates directly to annual chargeable income with no reliefs or one-off rebates added.
It changes only the background bracket bands and dotted bracket boundaries. The Malaysia and Singapore lines stay the same; the toggle simply lets you view the chart against either country's tax bracket structure.
Malaysia's income tax is progressive, so the effective rate changes faster around bracket thresholds. The line also reflects EPF relief limits and PCB rounding to the nearest 5 sen, which creates small changes at certain salary levels.
No. The Malaysia line shows effective income tax based on PCB only, while the Singapore line uses resident tax rates only. If you want your full monthly take-home pay with EPF, SOCSO, EIS, and PCB together, use the PCB Calculator page.